Latest posts
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Should You Pay Off Your Mortgage Before Selling or Moving Up in Pierce County?
Should you pay off your mortgage before selling or moving up in Pierce County? Usually, no. When you sell, escrow pays off your mortgage from the sale proceeds at closing, so you don’t need to pay it off first. Putting extra cash into your mortgage right before a sale just ties up money you may…
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Sunrise vs. Tehaleh: Compare Your Next Home and Move-Up Timeline
Compare two actual homes before choosing a community. For a move-up purchase in Sunrise or Tehaleh, compare the homes available, the records supporting ownership costs and how each purchase fits your current-home sale. Neither community name alone establishes a better value, a shorter commute or a simpler move. Josh Barnard and The Barnard Group at…
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Where to Find Single-Level Homes in Puyallup, Sumner, Bonney Lake, and Orting
Single-level homes are scarce and sell fast. Here’s where ramblers tend to be in Puyallup, Sumner, Bonney Lake, and Orting, and how to find one.
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Moving Up From a Puyallup Starter Home: What Your Budget Buys in Bonney Lake, Sumner, and Orting
Selling a $525K Puyallup starter home with $300K owed can net about $183K. Here’s what that equity buys in Bonney Lake, Sumner, and Orting, with sample payments.
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Pierce County Homeowners Can Leverage Equity to Move Up
Learn how Pierce County homeowners can calculate and leverage their home equity to move up in the real estate market.
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How to Compare Loan Estimates From Two Lenders
How do you compare Loan Estimates from two lenders? Request both estimates on the same day, for the same loan amount, loan type, and lock period. Then compare the interest rate together with any points, the lender’s own fees in Section A (Origination Charges), and the “In 5 Years” total on page 3, which combines…
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Can You Keep Your FHA Loan and Buy Another Home When You Move Up?
Can you keep your FHA loan and buy another home with FHA? Usually not. FHA generally insures only one mortgage per borrower at a time, so most move-up buyers either sell the FHA home first, refinance it into a conventional loan, or use a conventional loan for the next home. HUD allows limited exceptions: an…
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How to Buy and Sell at the Same Time in Pierce County
How do you buy and sell a home at the same time in Pierce County? Build the plan before you tour a single home. Start with your move date and work backward: when to prepare and list your current home, when to get financing in place, and when to aim for Mutual Acceptance on the…
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Is Frederickson the Next Ideal Spot for Multi-Gen Living?
Discover if Frederickson is the right place for multi-generational living with insights on home layouts, market data, and county regulations.
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Changing Jobs While Moving Up: How a New Job Affects Your Mortgage
Can you change jobs while buying a move-up home? Yes, but timing and pay structure matter. Lenders verify your employment again within about 10 business days of closing, so a job change mid-transaction must be disclosed and can delay or change your approval. A move to a similar salaried role is usually the easiest to…